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Will renters insurance cover me after theft by an overnight guest?
"I let an overnight guest stay at my place while I went to work. He proceeded to steal my laptop, tablet, and some jewelry. The police claim this is a domestic dispute and refuse to charge him. Will renters insurance cover my belongings?
"
Alexah Grinnell · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Yes,
renters insurance
will cover any stolen belongings, minus your deductible. However, you may have limits set in place for individual items that fall under the categories of electronics and jewelry. Your insurance company will be able to tell you exactly how much coverage they’d offer for your laptop, tablet, and jewelry.
“View full answer
- Gregory R.
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