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Will my premiums skyrocket if I increase my liability insurance coverage?

I currently have more coverage than the liability insurance requirement in my state, but I want more peace of mind by increasing my coverage limits. Will this cause my rates to skyrocket?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Since you have more coverage than the state minimum, you have some degree of security. However, increasing your limits to protect yourself from lawsuits or avoid paying out of pocket is never a bad idea.
The good news is that your monthly
liability insurance
 shouldn’t increase too much if you push your limits to 250/500/250, or even into the millions. At most, you can reasonably expect to pay a few bucks more, or up to about $30 a month. But that’s a small price to pay considering an accident could cost you tens of thousands of dollars.
When you shop for
car insurance quotes online
, play around with the different coverages to find the ideal coverage at the perfect price.”
Car Insurance
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