Will my non owners car insurance policy cover theft of the vehicle I was driving?

I have a non owners car insurance policy on my parents' car. The car was stolen and I filed a claim. Now the insurance company won't cover the theft because they say it doesn't apply to my non owners policy. Is this correct?

Answer provided by
Eric Schad
Answered on May 04, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“Unfortunately for you, the insurance company was right to deny your claim. Non owners car insurance only offers liability coverage, which pays for other people’s property damage and medical expenses.
Theft falls under the umbrella of comprehensive coverage, which isn’t a part of non owners policies.
Hopefully, the car is recovered with little to no damage. If not, I’m afraid you or your parents will have to pay out of pocket for a new vehicle.”

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