Services
Insurance
Loans
Repairs
Advice
About

Will my insurance rates increase after a 50/50 accident?

If I was in an accident that the insurance company says was 50/50, will my rates still go up?

avatar
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Seeing an insurance premium increase is always dismaying, whether it is due to a ticket, an accident, or some other factor.
Depending on your insurance carrier, your rate may or may not increase after an accident if they offer
accident forgiveness
.
Often, insurance rates will increase even after a not at-fault accident, as these claims are not surcharged but are still underwritten for.
If your insurance premium has increased, you should use it as an opportunity to shop for a more competitive rate.
Jerry
automatically re-shops your insurance at every renewal, so you don’t have to do anything extra if you already use Jerry for your insurance.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings