Can I let anyone drive my car? My brother wants to use my car this weekend since his will be in the shop. I am happy to let him borrow it, but I want to be covered if he gets into an accident.
policies have a permissive use clause. Permissive use means anyone you permit to drive will be a covered driver!
There are exceptions to this rule, so make sure to check with your insurance provider first. While rare, some insurance policies only cover drivers that are named on the
from the policy for any reason, he would not be covered to drive your vehicle at all.
Another way you are protected is by your brother’s current insurance policy. His active policy will piggyback on your coverage in the event of a loss where your policy limits are exhausted. For example, suppose you have
limits of $50,000 per person and $100,000 per occurrence. In that case, any loss exceeding this amount will be covered up to the limits of your brother’s policy.
While you are thinking about your policy coverages, take a moment and download the
app to make sure you are happy with your current policy limits. Jerry shops personalized rates with over 50 top insurance providers, including Nationwide and Allstate, to ensure you’re getting the lowest rate with the best coverage. The average Jerry driver saves $879 a year on car insurance!”
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.