Will my insurance cover me if a drunk driver hit my parked car?

I was at work when a drunk driver plowed into my vehicle. It's completely totaled. After calling my insurance company, they said his insurance would have to cover the costs (I only have liability). What should I expect or what can I do?

Apr 23, 2021
Answer provided by
Eric Schad
Answered at Apr 23, 2021
“Cross your fingers and hope that the other driver has insurance. If they do, their policy will cover the damages up to the amount listed on their policy.
If they don’t have insurance, then I’m afraid you’re out of luck.
For the future, you may want to consider buying uninsured/underinsured motorist coverage or collision insurance to protect your car.”
Car Insurance

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