Will my insurance cover me if a drunk driver hit my parked car?
I was at work when a drunk driver plowed into my vehicle. It's completely totaled. After calling my insurance company, they said his insurance would have to cover the costs (I only have liability). What should I expect or what can I do?
Apr 23, 2021
Answer provided by
Answered at Apr 23, 2021
“Cross your fingers and hope that the other driver has insurance. If they do, their policy will cover the damages up to the amount listed on their policy.
If they don’t have insurance, then I’m afraid you’re out of luck.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
How should a retiree apply for a car loan?
I'm 66, retired, and looking for a moderately priced car. How do I apply for a loan?
Mar 12, 2021
"What does a 90% loan-to-value car loan mean? "
"I was approved for a 90% LTV car loan. The car I want is a 2019 Audi Q3 with 50,000 miles and a sticker price of $30,000. How much will the car loan cover and how much will I have to pay out of pocket for? "
May 05, 2021