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Will my insurance company cover a damaged convertible top?
I have a convertible that's started to leak from damage due to heavy snow. Will my comprehensive coverage pay for these damages?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Damage to your vehicle due to weather-related incidents is generally covered under
comprehensive coverage
—but you’ll want to confirm with your insurance provider.Purchasing comprehensive coverage is a great way to safeguard yourself financially from damage to your vehicle, not resulting from a collision with another vehicle or stationary object or due to normal wear and tear on the vehicle.
Comprehensive covers things like:
- Theft
- Vandalism
- Fire
- Natural disaster
- Falling/flying objects
Because snow damage to the roof of your convertible isn’t caused by you or another driver, your insurance provider will likely approve your claim. However, if the cost to repair the roof of your vehicle is less than your deductible, it’s not worth going through insurance.
Having comprehensive coverage is a great way to protect you and your car on the road, but finding an affordable policy can be tricky. That’s where Jerry comes into the picture—shop and compare quotes in seconds to find the best rate.
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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