Will my homeowner's insurance pay for a poorly installed roof to be reinstalled?

I had a roofer come out and install a new tin roof a few years ago. I wasn't aware of this poor installation. I'm seeing some leaks here and there after heavy rains. Will my homeowner's insurance pay to replace the roof?

Answer
“No, your homeowners insurance won’t pay for a roof to be reinstalled due to faulty craftsmanship.
However, it will pay for any damage that occurs to your home from the roof leaking if it was from a covered peril, like hail or a windstorm.
It sounds like you’re looking for an extended warranty, which will help cover the cost of roof replacements. These types of products are also available for cars, but independent of car insurance if that helps you make more sense of it.
If you want to look into adding an extended warranty to your policy, try the Jerry app. Jerry will compare your rates to other companys’ and ensure you’re getting the best deal. We’ll even help with the paperwork if you want to transfer your policy to a new company.”
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Eric Schad
Answered on Aug 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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