The period immediately after an accident can be confusing and stressful but you are doing the right thing by asking questions!
Your car insurance company will typically only
pay for a rental vehicle while your car is being repaired if you have rental reimbursement
coverage. You can check to see if you have this supplemental coverage on your policy’s declaration page
If the accident was declared not-at-fault and due to the other driver’s negligence, their insurance company should pay the cost of your rental vehicle. Additionally, there are times where an insurance company will pay for the rental vehicle if your car is totaled, but they are not obligated to do so.
Some body shops provide rental cars for free since they are doing the repair work, so check with the repair shop as well.
Once your car has been repaired, the claim has been settled, and your rate has been adjusted, it may be time to shop around for a new car insurance policy. Using a tool like Jerry
takes the hassle out of this process by comparing quotes from up to 50+ car insurance companies to ensure you are always getting the best deal. The average Jerry driver saves $879 a year on car insurance!