Will my bad credit have any impact on my fiance's car insurance rate?

I have bad credit, while my fiance has good credit. We're planning to get a car insurance policy together. What impact will my credit have, if any?

Answer
If you two purchase a policy before the wedding, your credit score won’t have any impact on the premium.
Once you get married, your score may have an impact. To reduce this impact, one solution is to keep the car insurance policy in your then-husband’s name. The policy would list you as a driver.
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Carol Chung
Answered on Apr 12, 2021
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