Services
Insurance
Loans
Repairs
Advice
About

Will making a car loan payment four days late affect my credit?

"I had an unforeseen expense and as a result, I'm going to be four days late on my car loan.

Will this affect my credit score?"

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“No, this won’t affect your credit score. Most lenders allow you a grace period, typically around five to 10 days, but you’ll have to check your contract to find out or call your lender.
If you don’t have a grace period, you might get hit with a late fee. So, again, contact your lender and find out the relevant information.
Because you’re only a few days late, you don’t need to worry about your credit.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings