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Will I save money with mileage-based car insurance?
Is it cheaper for me to get per mile insurance if I work from home and no longer commute?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“
Pay per mile insurance
, or mileage-based insurance, is a great way to take control of your insurance costs if you drive little or infrequently. Keep in mind, this type of car insurance is not available in every state.When this type of policy is available, insurers typically charge a daily or monthly base rate regardless of the miles driven. An additional rate is charged per mile driven.
The most popular companies for this type of policy:
Pay-per-mile rates are still impacted by the rating factors that would impact a standard auto policy:
- driving record
- driving experience
- coverages
- location”
View full answer
- Gregory R.
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