Will I save money with mileage-based car insurance?

Is it cheaper for me to get per mile insurance if I work from home and no longer commute?

Answer
Pay per mile insurance, or mileage-based insurance, is a great way to take control of your insurance costs if you drive little or infrequently. Keep in mind, this type of car insurance is not available in every state.
When this type of policy is available, insurers typically charge a daily or monthly base rate regardless of the miles driven. An additional rate is charged per mile driven.
The most popular companies for this type of policy:
Pay-per-mile rates are still impacted by the rating factors that would impact a standard auto policy:
  • driving record
  • driving experience
  • coverages
  • location”
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Shannon Martin
Answered on Jul 09, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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