Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

Will I pay less for car insurance in California once I turn 21?

I'm wondering when I can expect lower rates, because my car insurance is pretty expensive right now as a 19-year-old.

avatar
Carol Chung · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While every
car insurance
 company rates personal factors like age differently, broadly speaking, women can expect to see a decrease in rates at age 21; men can expect to see a decrease at age 25.
In California, companies are also concerned with how long you’ve been licensed without a suspension. You usually need to have been continuously licensed for three years to see any rate decreases.
Car Insurance
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

Cheap Insurance for Older Cars (July 2023)

Generally, older cars cost less to insure than new vehicles—but what you pay also depends on several highly individualized factors.
avatar
Sarah Gray
card cover

When Does Car Insurance Go Down?

Car insurance rates typically go down with age, a clean driving record, or by switching insurance companies.
avatar
Jaya Anandjit
card cover

Cheap Car Insurance for 18 Year Old Drivers (2023)

18-year-old drivers pay an average of $390 per month for full coverage car insurance—but staying on a parent’s policy could save you 40%.
avatar
R.E. Fulton

Read Advice From Car Experts At Jerry

card cover

How To Reset the Anti-Theft System on a Honda CR-V

There are two ways to reset your Honda CR-V’s anti-theft system, and both are super simple. Click here for a step-by-step guide to reset your car alarm.
avatar
Matt Nightingale
card cover

Can You Buy a Car With a Learner’s Permit?

You can buy a car with only a permit, but you can’t register it. A good option is to have a fully licensed driver be the legal owner until they can transfer it.
avatar
Bonnie Stinson
card cover

What Audi Owners Need To Know About Catalytic Converter Theft

Despite not being among the top 10 cars for catalytic converter theft, Audis are still vulnerable. Let’s look at how to safeguard your Audi.
avatar
Jennifer Justice

What Others Are Asking

How do I connect to Bluetooth in a Hyundai Veloster?
Recently, I’ve been unable to connect to my Bluetooth. It stopped working all of a sudden and I don’t know why. How do I connect to Bluetooth in a Hyundai Veloster?
avatar
Bonnie Stinson
What do I do if my Mazda 5 sliding door won’t open?
My Mazda 5 sliding door has stopped working. It seems like no matter what I do, it won’t open. It was working just fine the last time I drove it. What should I do?
avatar
Sarah Gray
What’s the best year for a used Subaru Crosstrek?
I’m moving to upstate New York, and I’ve had several people there tell me about Subarus and how great they are in the snow. I’m looking for a used one as a winter car, and to occasionally take camping. What’s the best year for a used Subaru Crosstrek?
avatar
Matt Terzi
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all