Will home insurance cover repairs after I fell through my roof and ceiling?
"I was on the roof of my house, stepping off a rafter, when I fell through the ceiling. Luckily I wasn't hurt, but that hole in the ceiling and roof needs to be fixed ASAP. Will home insurance cover the repairs?
Answer provided by
Answered on Apr 05, 2021
In most cases, this would not be covered by a typical homeowners insurance policy unless you could prove that you fell due to reasons beyond your control. If the homeowners insurance company has any proof that you fell due to your own error, or due to the deterioration of your roof, the repairs most likely would not be covered.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Good car insurance providers for active-duty military members?
I am in the army and I move around a lot. What are some good car insurance companies for someone like me? And what kind of coverage should I be looking for?
Feb 25, 2021
"If my mom (who has lousy credit) cosigns on my car loan, will this improve her credit score without hurting mine? "
I think I need a cosigner to get a car loan, but my mom's my only option. I just don't want to mess up my credit score.
Apr 05, 2021
Can I be evicted if my renters policy is canceled?
"My dog bit a man while I was taking her for a walk. The man wants my renters insurance info, but I'm afraid if he files a claim, my insurer will cancel my policy and I'll be evicted from my apartment as a result. Am I being paranoid or is my fear of eviction justified? "
Apr 13, 2021