Will home insurance cover my takeout costs since I can't use my kitchen?

"I know my insurance will cover damage due to a burst pipe in my kitchen. But will it also pay for all the takeout I have to order, since there's no running water and the sink and dishwasher are no longer working?

"

Answer
“If your kitchen is unusable due to a covered loss, and if you are incurring extra expenses for food while the repairs are being made, these expenses would fall under your loss of use coverage up to the specified amount you are covered for. Loss of use will cover you for any additional costs you may incur for housing and living expenses (such as food) while you’re in the midst of the covered loss. “
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Alexah Grinnell
Answered on Apr 05, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
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