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Will home insurance cover my homemade computer?

I built this computer from scratch and I'm pretty happy with it. I want to make sure it's protected from whatever could go wrong.

avatar
Alexah Grinnell · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Home insurance may cover your homemade computer, depending on the cause of damage or loss. For example, some insurers cover damage due to a
power surge
 and others do not. Read the fine print on your policy or contact your insurance company to understand how you are covered and where you are potentially vulnerable.
You should also know that most insurance companies place limits on the amount of coverage they will provide for any electronic device. If you have a homemade computer that’s worth a lot of money, you should speak to your insurance company to find out exactly how it can be listed on your policy so it will be covered for its full value. If you have any receipts or records listing the cost of your computer’s components, provide this information to your insurer. “
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