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Will home insurance cover cash lost to mice?
"My grandpa was hiding about $15,000 in bills in a suitcase, but unfortunately some mice got into it and ruined the cash. Will his home insurance cover this loss?
"
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I regret to tell you that homeowners insurance usually excludes damage caused by vermin, including
mice and rodents
. Review your policy or contact your insurance agent to confirm. Most policies typically only cover around $200 for cash in the event of a covered loss, so even if the loss is covered, your grandpa will not get the full $15,000 back. If any of the bills are recoverable, I recommend that your grandpa contact his bank to inquire how many of the bills must be intact in order to exchange them.”
View full answer
- Gregory R.
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