Will having to get an SR-22 raise my car insurance rates?

Will getting an SR-22 affect my car insurance rates? I was caught driving without insurance and caused a serious accident. The state revoked my license for a year. Now that the year is up I want to drive again but I've been told I need an SR-22 to get car insurance.

Answer
“An SR-22 is simply an endorsement or a certificate of financial responsibility that says you have the minimum required liability insurance for your state.
This form is required by most states after you have a DUI or get into a serious accident.
The SR-22 doesn’t raise your rate itself, but it does categorize you as a high-risk driver.
As a result, you’ll almost certainly have higher rates for car insurance than drivers without an SR-22.”
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Eric Schad
Answered on Jul 19, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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