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Will having a supercharger increase the rate of my insurance policy?

Since I plan on doing some modification work, do I need to inform my insurance company? I am thinking about adding a supercharger to my 1996 Honda Civic. Will it increase the rate of my policy?

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Any time a modification is made to your vehicle, you should report the update to your
car insurance
carrier, but whether or not it will affect your rate depends on the modification.
Some customizations can be covered by adding an endorsement to your policy, such as:
However, some modifications—such as those commonly used for street racing—are more difficult to insure, including: 
  • Superchargers
  • NOS systems
If your insurance company does not cover the modification: They may let you continue the policy with the understanding that the modification is not covered or they may advise finding a policy or carrier that can provide the appropriate coverage.
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