Will GEICO pay for a lawyer after an accident where the other driver files a lawsuit?

I got into a car accident with no major injuries. The other driver says I was at fault, while I say they were at fault. Months after the accident, the other driver is filing suit for medical bills and damages. Will my GEICO car insurance pay for a lawyer?

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Eric Schad
Answered on Apr 16, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“In most cases, GEICO will pay to defend and indemnify you if you’re sued as the result of an accident.
However, there are instances where they may not defend you, including the following:
  • If you fail to notify GEICO of the accident within five to 10 days
  • If the accident damages exceed your policy limits
  • If you purposely caused the accident
So if you took the steps to notify the insurance company, got a police report, and don’t exceed your damage limits, you’ll have an attorney appointed by GEICO. If not, you may have to seek legal counsel on your own dime.”
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