Will GEICO drop me after an accident?

I just got into my first car accident, ever. No one got hurt, but I heard some insurance providers drop you after car accidents, and now I’m stressed out about what’s going to happen to my coverage. Will GEICO drop me after an accident?

Alison Daurio · Answered on Jan 05, 2023
Reviewed by Shannon Martin, Licensed Insurance Agent.
Don’t worry! It’s almost unheard of for GEICO (or any car insurance company) to drop you after a single accident. GEICO does have a three-year, 36-month non-renewal policy, but it only applies to at-fault accidents.
This means that in order to lose your car insurance, not only would you have to get into three separate accidents within 36 months, all three of those accidents would have to be your fault.
It sounds like you’re usually a safe driver, so you probably have nothing to worry about—but in the event that you did lose your regular GEICO coverage, you’re not out of options. You can still purchase auto insurance from a provider who specializes in covering high-risk drivers.
View full answer 
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free