Q: Will extra liability insurance be enough to change my landlord’s mind about having a mastiff?
Apr 14, 2021

My landlord won't allow me to get a mastiff. He says my renters insurance won't cover any dog-related damages or legal fees. Can I get extra pet liability insurance to cover a mastiff, and will this be enough to change my landlord's mind about having a mastiff on his property?

Answer provided by
Shannon Martin
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

“A renters insurance policy does cover personal liability, but it may have restrictions related to certain breeds of dogs, just like a homeowners policy.

The landlord, though, may be uncomfortable regardless of whether the breed is considered restricted. It may be that any level of liability insurance will not persuade the landlord to change their mind. The only way to be sure is to ask. “

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