Will comprehensive insurance cover me if water gets into the vehicle in any way?

I want to buy comprehensive insurance for my vehicle, but I want to make sure all types of water damage are covered. Does comprehensive cover water damage of all kinds?

Answer provided by
Eric Schad
Answered on Apr 16, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“In most cases, comprehensive coverage will cover water damage to your vehicle, provided that you weren’t negligent. Examples include water damage that’s the result of:
  • Flooding
  • Vandalism
  • The wearing out of the seal around your windows and trunk
However, you probably won’t be covered if you willingly drive through several feet of water or if you leave the windows down during a storm. Contact your insurance provider to find out exactly what’s covered.”

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