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Will comprehensive insurance cover a small leak that's forming in the roof of my convertible?

"The roof has worn down over time and now it's tearing at the top. Will my comprehensive insurance cover this? If not, what are my options?"

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Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Comprehensive car insurance
is designed to protect your vehicle when it’s damaged by something other than another human driver—like vandalism, fire, or fallen objects.
Unfortunately, comprehensive coverage does not extend to routine repairs, such as replacing parts of your car that have worn down simply due to time. You will be responsible for the cost of this type of maintenance on your own.”
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