Will being a younger driver with poor credit hurt me when I'm shopping for car insurance?

I'm 24, based in Dallas, and I've got poor credit thanks to some late bill payments. I'm worried I won't be able to find cheap car insurance.

Answer
It’s true that having poor credit and being a younger driver can result in more expensive rates. But you should be aware that there are many factors that are used to determine premiums, aside from age and credit history.
For example, your zip code, driving record, claims history, and marital status could all be used to calculate your rates. So you aren’t necessarily doomed to be stuck with an unaffordable insurance bill.
You should shop around to find cheap car insurance. You can gather quotes yourself or have Jerry.ai find competitive quotes for you in seconds!
avatar
Carol Chung
Answered on Apr 12, 2021
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.