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Why would someone cut the straps on a child's car seat?
Why would an insurance company tell someone to cut the straps on a child's car seat? I saw my neighbor put a car seat in the trash, and she said her claims adjuster told her to do that.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
As counterintuitive as it may seem, cutting the straps is for safety!
Was your neighbor recently in a car accident? If so, that is why she cut the straps and threw out the car seat. Even if it was a minor fender bender and your child wasn’t in the car, there could be some invisible internal damage to the seat.
Since car seats are so expensive, people tend to pick them up from the curb. Cutting the straps disincentivizes strangers from taking home a damaged seat and putting their children in danger.
If a car seat is involved in an accident, most
car insurance
companies will reimburse you for the cost of a new one. This is a great benefit to have, and if you find out your insurance company doesn’t offer car seat replacement, it is time to look for one that does!Jerry
allows you to compare competitive quotes from up to 50 top insurance companies, giving you access to the best rates available. Sign-up only takes 45 seconds, and you’ll never have to make phone calls with an agent again.View full answer
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