“Every car insurance company looks at different factors when determining a rate, and they weigh these factors differently as well. These often include your age, driving record, location, and the type of car you drive.
Although you’ve been able to find a lower rate elsewhere, this does not mean that Allstate has been overcharging you.
You may qualify for discounts with other carriers that Allstate doesn’t offer. You could also be a type of insured driver that another company favors, meaning their rates may be more competitive compared to what you’re currently paying.