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Why would a parking ticket affect car insurance rates?

I applied for car insurance and was told I had violations on my record. The only thing I'm aware of is a parking ticket. Why would this increase my rates?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“A parking ticket normally won’t affect your
car insurance
rates if you pay it on time.
When you don’t pay for tickets on time, you can face more fines or additional tickets. In some cases, the state may suspend your license. If your license was suspended, that would show on your driving record.
If you’re not sure what violations a car insurance company may be seeing, you should request a copy of your driving record from your state DMV. Your driving record will show you what car insurance companies are seeing.
If there are any inaccuracies, you’ll want to address them with the DMV directly. Once you take care of it, request a copy of the updated driving record to forward to your insurance company. Usually, once the insurer runs a motor vehicle report, they will not run another one due to the cost.
Providing them with an updated record will ensure you’re getting the best price. If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. This free app can collect quotes from up to 50 top insurance companies in seconds!”
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