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Why won't insurance companies let me read the entire renter's contract before buying?

I'm trying to purchase a renter's insurance policy. I'm frustrated that multiply companies won't let me read the insurance contract before offering payment. Is this legal? How can I get this information another way?

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Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It can be frustrating to find information when deciding whether a policy is right for you. That said, it’s a perfectly legal and common practice for
insurance companies
not to give customers their contract until after payment is received.
But, that doesn’t mean you shouldn’t have access to what’s included in your policy beforehand.
For example, you should know the coverage you’re signing up for, such as
When you do get the contract, you can double-check to make sure you’re paying for the coverage you wanted.
Agents are also usually more than happy to go over all the terms and conditions! You can always gather a list of questions you may have to get more clarification before agreeing to start a policy.
If you’d like help finding the perfect renter’s policy, go to
Jerry
. Jerry’s friendly agents can help match you with the best policy for the coverage you require. And the best part–Jerry does this for free.”
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WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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