Why is my Progressive insurance for my Honda Fit so expensive?

I have two accidents on my record—one was when my dad was driving my car, and the other was when I drove over something on the road. My insurance was already expensive and it increased even more recently. How can I get cheaper insurance?

“Having accidents or claims on your record is one of the most common reasons why auto insurance rates increase. While there are a lot of factors that go into car insurance rates, carriers do look at past insurance claims, accidents, and your driving record. All of these indicate what type of risk you will be to insure.
Another thing to consider is that car insurance rates do decrease as your accidents and claims age. The older the accident or claim is, the less likely it is to impact your rate.
If you are unhappy with your current rate, you should shop around. Every carrier rates their policies differently and you may be able to find a more affordable premium elsewhere. You can request car insurance quotes online to determine the best rate for the coverage you require.
If you’re shopping for car insurance, Jerry will generate competitive quotes from top providers in less than a minute! “
Emily Maracle
Answered on May 07, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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