Why is my health insurance trying to get reimbursed after my auto insurance claim was settled?
I was rear-ended in Illinois by an uninsured driver. I went to the hospital and my health insurance paid the bill, but now they are trying to get me to reimburse them. My car insurance company already settled the claim. What can I do now?
“When injuries are related to an accident, your car insurance would usually be the primary coverage and your health insurance would be the secondary coverage once your auto insurance limits are exhausted.
If your health insurance had already paid for the medical bills related to a car accident prior to the auto insurance limits being exhausted, they would seek recovery or reimbursement of what they paid.
If they tried to recover the money from the auto insurance, but the auto insurance has already settled the claim with you, then the health insurance might try to recover the money from you.
You will need to contact the car insurance and health insurance companies to sort everything out, or if your claim was handled by an attorney, you should contact them. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
What's the cheapest car insurance company for a 62-year-old man with a DUI on his record?
I live in Arkansas and I'm having trouble finding cheap car insurance because of a DUI from almost two years ago. Where can I get the cheapest rate?
Apr 19, 2021
What should I do if I misplaced the GEICO insurance card for my 2012 Chrysler 300?
I just renewed the insurance on my 2012 Chrysler 300, and GEICO sent me a new insurance card. Unfortunately, I can't find it. What should I do?
Apr 16, 2021
What's the difference between property insurance and home insurance?
I've heard these two terms used interchangeably. Is there any difference between them?
Mar 12, 2021