Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

Why is my dealership charging more to repair my vehicle?

I submitted a claim to my insurance after my vehicle was broken into. They gave me an estimate for the repair work. Once I took it to the dealership, they wanted double the amount of the estimate. How can I get my insurance to cover this? I paid $100 for the estimate with my dealership.

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Most
car insurance
 companies would require you to get an estimate from a repair shop first and submit it to them. Then an adjuster would look at the damage and either approve or deny the estimate. From there, they’d work with the repair shop to come to an agreement.
The insurance company should be working directly with the dealership. If that is not happening or if they can’t come to an agreement, you may need to find another auto shop to repair your vehicle.
Dealerships typically charge higher rates based on the more expensive original equipment manufacturer (OEM) parts they use. Other auto shops are able to use a variety of parts and can charge lower prices.
Normally, repair shops don’t charge fees for estimates, so that is something to consider in the future as well. You should reach out to your insurance company to see what the next steps are. “
Car Insurance
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

Do Car Dealerships Give You Insurance?

You’ll need car insurance before driving a new or used car off the lot, but not all dealerships will offer it. Check out the details here!
avatar
Andrea Barrett
card cover

Do I Have to Repair My Car After an Insurance Claim Accident?

If you accept a claim payout after an accident, you’ll usually be required to spend the money on repairs.
avatar
Jaclyn Victor
card cover

Are You Paying Too Much For Car Insurance?

The average cost of full auto coverage is $2,264 per year, but the only way to know if you’re overpaying is to compare rates from multiple providers.
avatar
Maria Cruz

Read Advice From Car Experts At Jerry

card cover

2017 BMW M4 Specs

Look up all the 2017 BMW M4 specs you need to know here, including its dimensions, engine, fuel economy, and more.
avatar
Mariza Morin
card cover

Which Dodge Models Offer AWD?

Dodge’s all-wheel-drive options can get you through slick or rough road conditions, whether you’re driving a muscle car or an SUV. Click here for more.
avatar
Mary Alice Morris
card cover

How to Get a Progressive Good Student Discount

To get the good student discount with Progressive, you have to be under 23 and have a B average.
avatar
Brittni Brinn

What Others Are Asking

Is a Cadillac a good first car?
My family has always been partial to Cadillac cars. I’m not sure about the origin of our fancy tastes, but it’s definitely got me excited to buy my first car. However, I’m looking at some Cadillac models, and they don’t exactly seem like great cars for first-time buyers. Should I get a Cadillac?
avatar
Eric Schad
Can reckless driving be reduced?
I got a reckless driving charge for going 75 mph in a 45 mph zone. I’m worried about what this might do to my driving record and insurance rates. However, I’ve read a good lawyer may be able to get the charge dismissed. How can I get my reckless driving charges reduced?
avatar
Eric Gilley
Can I use my roadside assistance immediately after I purchase it?
I purchased a membership today and now I need to tow my car. Is there a wait time?
avatar
Emily Maracle
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all