Why is my car insurance so expensive as a teen with a clean record?

I'm an 18-year-old driver with no tickets or accidents. I recently wanted to purchase a sports car, but I was quoted $600 per month for insurance. Why is my car insurance so expensive?

“Young drivers are notoriously high-risk to insure because of their inexperience and high accident rates. Even though you’ve been driving for a time with no tickets or traffic accidents, you still lack the experience of someone in their 20s or 30s.
The fact that you want a sports car doesn’t help. With the increased horsepower, you’re even more likely to get in an accident, at least as far as the insurance company is concerned.
$600 is a ton of money per month for an 18-year-old. As a result, you might want to reconsider your purchase and choose something with less power that’s more economical.
At the very least, you can sign up with Jerry to get car insurance quotes from dozens of top insurers in seconds. By doing so, you may find a more affordable policy to make insurance less of a financial burden.”
Eric Schad
Answered on Apr 16, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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