Why is my car insurance so expensive?

I'm a 19-year-old that drives a 2010 Accord. My rate is about $400 a month, which seems sky-high. Why is my insurance so expensive?

Answer provided by
Eric Schad
Answered on Apr 13, 2021
“You car insurance is more expensive simply because you’re perceived as a high-risk driver by insurance companies.
While things like location and driving history all factor into car insurance rates, your young age means you don’t have as much experience behind the wheel. Therefore, you’re more likely to get into an accident compared to older drivers.
However, you can sign up for Jerry to find the best rates possible. Even though you’re a teen, you shouldn’t have to pay more than you need to for car insurance.”

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