“Being a snowbird is a great reward for a lifetime of hard work!
Florida has the higher rates for auto and homeowners insurance in the country.
Because of Florida’s
unique shape and location, the weather patterns are very hard to predict. In order for insurance companies to price policies, they have to go by information from historical loss data.
It isn’t just flood loss that they have to take into consideration. Hurricanes and tornadoes cause massive wind damage over very large areas of the state. Even if you look at purchasing homes that are as removed from the shoreline as possible, nowhere in Florida is more than 60 miles away from water.
This is why other states are becoming very popular with fellow snowbirds. Other states are on the rise with snowbirds, such as:
- North Carolina
You may want to think about reaching out to a local insurance broker for assistance
. They can help direct you to companies that currently write insurance for Florida.
Another way to get a better deal is to bundle your auto and home insurance with a big-name carrier. This way you can take advantage of a multi-line discount.
Use the free Jerry
app to help make this happen! Jerry collects auto and home quotes from over 50 companies and brings the lowest
available rates right to your phone.”