PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Why is car insurance so expensive in Washington?
I moved to Seattle for school, and I’m pretty sure I’ll be eating microwave noodles this semester because my car insurance is looking much pricier than I expected. Why is car insurance in Washington so expensive?
Jason Tushinski · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A big reason why car insurance is so expensive in
Washington
is due to the high auto theft rate in cities such as Seattle, Bellevue, and Tacoma, where auto theft rates are some of the highest in the country. That being said, there are a number of other factors contributing to Washington’s high average insurance rate:
- Washington has a very high rate of uninsured drivers, hovering around 22%. To cover the costs of uninsured drivers, car insurance companies tend to increase premiums for drivers that are insured.
- Healthcare costs are rising in the Evergreen State by roughly 7% a year. The bulk of insurers’ payouts cover medical costs, so when those numbers rise, premiums must go up to keep pace.
- Washington sees its fair share of bad weather, such as earthquakes, wildfires, flooding, and drought—these events cause immense property damage, including to vehicles, so insurers boost their rates to counter these expected costs.
Although car insurance does tend to be expensive in Washington, you could save over $800 per year on your car insurance costs by comparing quotes on the
Jerry
app to find the lowest rate on the coverage you need!View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
.jpg&w=64&q=75){kind=avatar}
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
