Why is car insurance so expensive in Georgia compared to Florida?
I paid $100 a month in Florida. When I moved to Georgia and changed my policy address, my insurance company told me it was going to cost $300 a month for liability only. Why is my rate so much more expensive here?
Answer provided by
Answered on May 17, 2021
“The main reason why your insurance may be more expensive in Georgia is that its state minimum car insurance requirements are significantly higher than Florida’s. When you changed your address, your policy’s coverage limits were adjusted to match Georgia’s minimum requirements.
The area you moved to could also be influencing your rate. If there are a lot of claims and accidents where you live, your insurance rate will reflect that.
If you’re not able to afford the new rate with your insurance company after changing your address, you should look at other carriers. You can request car insurance quotes online to see if there is a better rate available elsewhere.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
What does it mean to be pre-approved for a car loan?
My friend is recommending that I get pre-approved for a car loan. What does pre-approval mean here?
Mar 12, 2021
Why are there separate coverage types for your physical home and your belongings?
Since my belongings are all stored in my house, I don't understand the need for different coverage types.
Apr 06, 2021