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Why is car insurance so expensive in Georgia?

I’m shopping for car insurance but I’m finding it to be really expensive. Why is the cost of car insurance so expensive in Georgia?

avatar
Rob Shapiro · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car insurance is expensive in
Georgia
 for a few reasons, including:
  • The high cost of car repairs here compared to other states
  • A high risk of severe weather events
  • The high rate of car theft in the state
  • No state-mandated limit on premium increases
  • The prevalence of dangerous highways
  • A high rate of uninsured drivers
The average cost of car insurance for Georgia drivers is $1,638 per year. Luckily, you have Jerry in your corner!
Jerry
, the car insurance
super app
, will match you to budget-friendly rates from some of the nation’s top-rated insurers. Signing up only takes a few minutes and then you can join more than 2 million customers who use Jerry to save an average of $800+ per year.
MORE:
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