My mom, who is 80, is trying to get better insurance rates, but it seems impossible. She has a clean driving record. Why are insurance rates so expensive?
providers use this statistical data to help calculate risk for drivers and establish rates based on these risks.
Higher rates don’t mean your mom is a bad driver, but that she is a part of a higher-risk demographic. Unfortunately, statistics are working against her.
Pro tip: If you want to help her find better insurance rates, you can use a smart comparison tool like
to compare rates for seniors across providers. Jerry will deliver the best deals to your phone in minutes, and they’ll even transfer your mom’s information to her new policy.
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.