Why is car insurance required when other types of insurance in the US aren't?
Health insurance isn't required in the United States. So why do state governments require you to have car insurance?
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Answered on Apr 28, 2021
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“All states but Virginia and New Hampshire require liability insurance to get behind the wheel.
The reason why it’s mandatory is because it covers damage to other people’s property and health. If you don’t have health insurance, it doesn’t affect anyone but yourself.
But if you hit someone without car insurance, they have no recourse other than to sue you. From that perspective, car insurance is a legal requirement because it protects other motorists from the actions of others.”
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