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Why is car insurance required in most states but not emergency gear like spare tires?
"If car insurance is supposed to protect you in the case of an accident, why are other emergency preparedness features not considered mandatory? It seems like they both fall under the category of "in need of emergency."
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“
Car insurance
is required in most states to protect the general public. For example, most states require liability car insurance
, which protects other drivers on the road, but not collision or comprehensive, which protect you and your vehicle. It’s always good to have emergency equipment to help you in case of an accident, but car insurance is about protecting everyone else.”
View full answer
- Gregory R.
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