Why is car insurance required in most states but not emergency gear like spare tires?

"If car insurance is supposed to protect you in the case of an accident, why are other emergency preparedness features not considered mandatory? It seems like they both fall under the category of "in need of emergency."

Answer provided by
Sophie Newman
Answered on Jul 27, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
Car insurance is required in most states to protect the general public. For example, most states require liability car insurance, which protects other drivers on the road, but not collision or comprehensive, which protect you and your vehicle.
It’s always good to have emergency equipment to help you in case of an accident, but car insurance is about protecting everyone else.”

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