Why is car insurance on my Nissan Altima so expensive compared to other people's rates?

Everyone I know pays significantly less than me. I've had two claims in the last three years and it seems like my rate keeps rising. Is there any way to lower my rate? Would complaining to the company help?

Answer
“Car insurance carriers look at a variety of factors when determining rates. Your age, marital status, address, and driving record can all impact your rates.
Having two claims in the last three years could raise your rate. When comparing your rates to others, you should also consider the type of coverage you carry. Carrying full coverage is always more expensive than carrying only liability car insurance.
You can also reach out to your car insurance carrier. They may be able to find you additional discounts or help you understand your rate better.
If that doesn’t work, the easiest way to find cheap car insurance is to shop around. By getting multiple quotes, you can easily see if your current carrier is offering you the best rate with the coverage you desire.
If you want cheap car insurance quotes fast, go to Jerry. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.
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Emily Maracle
Answered on May 18, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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