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Why is car insurance for the Subaru Impreza so high?

I’m a proud new owner of a Subaru Impreza, but I am not proud of the quote my insurance company gave me for my new car! Why are insurance rates for the Subaru Impreza so high?

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Pat Roache · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Subaru Imprezas cost more to insure because they fall into the sports car category for insurance providers. However, your insurance rate might depend on the year and trim level of your Subaru.
Regardless of factors like your driving record, location, or age—which can also net you
higher rates
—insurance companies automatically associate sports cars with higher risk for the following reasons:
  • Faster cars are assumed to be more accident prone
  • Sports cars are more expensive to repair or replace
  • Sports cars are more likely to be stolen
But that’s not the only reason insurance on an Impreza can be high. Other factors that may influence rates include:
  • Model year
  • Safety features
  • Trim level
  • Vehicles modifications
Just because your Subaru Impreza carries a bad rap with insurance providers doesn’t mean that you should have to pay the price.
Jerry
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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