Why is car insurance expensive in South Carolina?

My parents are moving to South Carolina, and they hit the roof when they learned how pricey it will be to insure their car. Why is car insurance so expensive in South Carolina?

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No spam · No long forms · No fees
Find savings (100% Free)
rating white
3.5k Ratings
Answer provided by
Jason Tushinski
Answered on May 27, 2022
Well, there are a few reasons why car insurance is so expensive in South Carolina:
  • Nearly 11% of South Carolina drivers are on the road without any insurance. The added cost of having so many uninsured drivers on the road is passed along to insurance policyholders in the form of higher premiums.
  • In South Carolina, healthcare costs are rising every year by about 6%. Medical care is a big part of the payouts made by insurance companies, so they raise their rates to keep pace with rising healthcare costs.
  • The Palmetto State is no stranger to severe weather in the forms of hurricanes, tropical storms, and flooding. These events can cause enormous property damage, including to vehicles, so insurers hike their rates to counter Mother Nature’s impact on businesses.
Whether your parents hit the roof or not, make sure they protect their vehicle with a robust and affordable car insurance policy by using Jerry to compare quotes! The average Jerry user saves more than $800 per year on car insurance!

Here to save on car and home insurance? Great, you do that. We’ll do everything else.

Sign up in under a minute.
No need to fill out forms or shop around. Sign up in 45 seconds to start saving. Jerry does the rest.
Jerry collects and analyzes your current coverage.
Say hello to Jerry, your new insurance agent. We’ll contact your insurance company, review your current plan, then find the coverage that fits your needs and saves you money.
Get the best options before your renewal.
Jerry does all the picky, busy work by comparing prices and coverage from more than 50+ insurance companies. We compare what we find to your current policy and offer you the three best options before every renewal.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free