Why don't I see my car loan on my credit report?

I got a car loan about a month ago, but I don't see it on my credit report. What gives?

Answer
Congratulations on your new car! Odds are that your car loan isn’t showing up on your credit report because you simply haven’t given enough time for your lender to report it.
New loans can take up to 60 days to show up on your credit report. Wait for another month to go by and you should see the loan show up.
If nothing happens after 60 days, reach out to your lender. Ask them what their credit reporting policies are and whether your car loan should have been reported by now. Continue to make weekly correspondence with the lender until you see your car loan appear on your credit report.
While you monitor your car loan and credit, make sure you also shop around for car insurance. Experts recommend doing so every six months. Use Jerry to compare dozens of competitive quotes. You might be surprised at how much you can save without sacrificing essential coverage!
Eric Schad
Answered on Oct 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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