PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Why does my State Farm car insurance cost more than my car lease?
I pay $200 for my car lease but $300 in insurance fees. Why is this?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Leased cars can be more expensive to insure because lenders usually require drivers to carry a higher-coverage policy that goes beyond the
state minimum car insurance requirements
. Leased cars often need to have comprehensive and collision coverage, which can be expensive. But your level of coverage is only one factor that
State Farm
uses when determining the cost of your monthly insurance. Other factors like your car model, driving history, age, and location influence the rate you pay.If, for example, you live in a location with a high crime rate or have several accidents and tickets on your record, you can expect to be charged a higher premium.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
