Why do you need to tell your car insurance if you are getting divorced?

My wife and I are separated and are starting divorce proceedings. People have said I need to tell my car insurance that we're getting divorced. Is there a reason why?

“The biggest reason to inform your car insurance of your divorce is your rate. Car insurance policies with married drivers tend to have lower rates than those with single drivers.
If you are in the process of getting divorced, your insurance company will update your policy to reflect the changes. They may need to re-rate your policy. This could increase or decrease to your insurance. As insurance is dependent on a variety of factors, removing your wife will have an impact.
Since you will be making changes to your policy, now may also be a good time to look into other insurance companies. Comparing rates is a great way to ensure you’re getting the best price for the coverage you require.
If you want to save money on car insurance, the Jerry app is a good place to start. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even cancel your old policy for you.”
Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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