Why do so many people drive without auto insurance?

I was rear-ended and the driver who hit me didn't have car insurance. I live in Florida, where car insurance is legally required. Why wasn't the driver covered?

Answer
“Although there are many reasons why a person might avoid buying car insurance, the main reason is the cost.
Car insurance can be expensive. If a person has to choose between paying rent and paying for insurance, the rent usually wins out.
Even though it’s illegal to drive without insurance in most states, many drivers assume that the money they can save by not having car insurance outweighs the risk of an accident.
Finding affordable car insurance can be a frustrating process. You might find yourself feeling overwhelmed when you’re trying to choose from a variety of carriers and coverages.
The good news is that cheap car insurance is easy to find with Jerry. This free app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.”
avatar
Emily Richey
Answered on May 27, 2021
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free