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Why do people sue after a car accident?

Is it normal to sue someone after a car accident? What would happen if you're sued after an accident?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“People often choose to sue after car accidents because
car insurance
doesn’t provide enough coverage for costs related to the accident.
Personal injury is a common lawsuit. If someone is injured in an accident and the other driver doesn’t have enough
bodily injury liability
or isn’t insured, the injured driver may opt to sue for coverage of medical bills and expenses.
A driver could also sue for pain and suffering, daycare, or lost wages, which isn’t related to a fixed amount.
If you are sued after an accident, your insurance company will defend you as part of your insurance policy. They may also try to negotiate with the other party to resolve the suit.
When your insurance has to defend you, they may drastically increase your rate as a result. In this case, you may want to hop on the
Jerry
app, which provides you with dozens of quotes from top insurers.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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