Why do people sue after a car accident?

Is it normal to sue someone after a car accident? What would happen if you're sued after an accident?

Answer
“People often choose to sue after car accidents because car insurance doesn’t provide enough coverage for costs related to the accident.
Personal injury is a common lawsuit. If someone is injured in an accident and the other driver doesn’t have enough bodily injury liability or isn’t insured, the injured driver may opt to sue for coverage of medical bills and expenses.
A driver could also sue for pain and suffering, daycare, or lost wages, which isn’t related to a fixed amount.
If you are sued after an accident, your insurance company will defend you as part of your insurance policy. They may also try to negotiate with the other party to resolve the suit.
When your insurance has to defend you, they may drastically increase your rate as a result. In this case, you may want to hop on the Jerry app, which provides you with dozens of quotes from top insurers.”
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Emily Maracle
Answered on Jul 30, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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