“It is pretty much standard practice for car insurance
companies to require all licensed drivers living under the same roof to be listed on a policy together or have their own policy.
The reason for this is obvious, though it may not seem fair. Insurance companies are used to being lied to and will not take anyone’s word for it that they will not drive an insured car.
If your parents are looking to save money on their car insurance, instead of removing you from their policy, they should start shopping around for better rates. They can find cheap car insurance
by getting quotes themselves, or they can use the free Jerry
app to receive affordable quotes in seconds. “